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<p align=left><B><font face="Palatino" size=3><a href="index.html">HOME PAGE</a></p></B></font>
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<p align=left><I><B><font face="Palatino" size=3>Insurance Philosophy: </B></I>></I>
My fee structure is substantially lower than the prevailing rates in Austin and is based on the assumption that we will not personally deal with insurance companies. There are numerous reasons for this: insurance companies almost always require a psychiatric diagnosis which then becomes a permanent part of your medical history; insurance companies require the repeated sharing of personal information about you before they will agree to an initial or increased allocation of sessions; company representatives who do not know either you, me, or my associates and who may be working in another state with the benefit of little psychological training are empowered to make decisions about the type and amount of work that is appropriate for you; insurance companies rarely cover an unlimited number of sessions, so that you may have to quit your work with us or suddenly begin paying a much higher fee if you wish to continue beyond their willingness to pay; and it is neither pleasant nor cost-free for us to spend our time and other resources dealing with insurance companies instead of with you.<br>
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If you do wish to file for insurance reimbursement, we will be happy to furnish you with a receipt to file, but you will still be responsible for paying at the time of service, and it will be up to you to mail the receipt to your insurance company and to do any telephoning or other negotiation. If it becomes necessary for us to become personally involved beyond furnishing you with a receipt, we will charge you in fifteen minute increments at the rate that would apply to you for individual work with us (in the event you are using Medicare benefits, this charge will not apply). Insurance companies will not reimburse for this type of charge.</p></font>
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<p align=center><center><B><font face="Palatino" size=2><a href="index.html">Home Page</a></B></font><B><font face="Palatino" size=2> | <a href="page9.html">Our Location</a></B></font><B><font face="Palatino" size=2> | <a href="page10.html">Fees</a></B></font><B><font face="Palatino" size=2> | <a href="page5.html">Associates</a></B></font><B><font face="Palatino" size=2> | </B></font><B><font face="Palatino" color=#ff0000 size=2><a href="page4.html">Therapy</a></B></font><B><font face="Palatino" color=#ff0000 size=2> </B></font><B><font face="Palatino" size=2>| <a href="page8.html">Emergencies</a></center></p></B></font>
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